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Our financial strength allows us more independence, more freedom... which translates into personalized, sensible, and local lending decisions for our members

Gregory GarrettCEO

Financial Performance Report

As of December 2022

497,919,829

Total Assets

43,658,657

Total Equity

13,221,809

Net Income (Loss)
Here for our Members

More than a financial institution

The first thing you might think is that we’re just another “bank.” But there are a number of differences that separate us from other financial institutions.

For example, a credit union is a member-owned financial cooperative that works to promote the interests of its members. Because profits are reinvested in the credit union, loans are generally a better deal, while interest rate yields on savings products are much higher.

In addition, as a member of the credit union, you’re also an owner. Every member has an equal vote in how the credit union is managed, no matter how little or how much money you have on deposit. Our Board of Directors is made up of unpaid volunteers, so you know their focus is always the financial well-being of the credit union and the best interests of its member-owners.

Member-Owned
Local

Building on our past to keep moving forward

Freedom Northwest Credit Union was founded in 1963 by a dedicated group of volunteers, and we operated under the name Kamiah Community Credit Union until June 2016. From very humble beginnings, guided by the vision and strong leadership of committed volunteers, we have grown to serve 12,000 members with total assets of $426 million.

We are steadfastly focused on financial strength. As we manage our growth, lending, technology, personal service and member advocacy, every strategic decision is evaluated to ensure that we remain financially strong. In good times and bad, members can rest assured that Freedom Northwest Credit Union is rock solid. We have grown our capital at a rate far above our peers, resulting in our capital position increasing seven-fold over the last 15 years.

Straight from our members

Having been in lending for 16 years, I can candidly say I’ve never experienced anything so simple and logical as the process and service your team provided. I am amazed!

The Koontz Family

When did banking become fun?! Now! With Northwest Freedom Credit Union! Scott is always thinking of something new and engaging for all the surrounding communities! He has a great staff ready and willing to help with their smiles and knowledge. A huge shout out to this amazing organization and for all they do for the communities they serve! Two thumbs up, way up!

Brandy S.

I can’t say enough about this establishment. I’m grateful for all their help over the years and the awesome service to my family. Thank you!

Janene E.

I have received excellent and friendly service both from workers I know and those I’ve only just met. Thank you FNWCU!

Pat H.

Safe and sound. This is the best credit union around…

Mary Jane O.

Small town banking feeling from a top notch credit union.

Mike D.

Enjoy the safety, convenience, and personal service you won’t find at other financial institutions.

If you have any questions about our Loan Calculators, or just need some assistance in figuring out which loan is best for you,

stop by one of our convenient locations for personalized attention. Or feel free to give us a call or email us.

Enjoy the safety, convenience and personal service you won’t find at other financial institutions.

If you have any questions about our Loan Calculators, or just need some assistance in figuring out which loan is best for you, stop by one of our convenient locations for personalized attention. Or feel free to give us a call or email us.